If you have applied for Social Security Disability (SSD) benefits, be forewarned that roughly 65 percent of applicants are denied initially. Here are some key reasons why:
- The limit for monthly work income for a disabled person is currently $1,090 ($1,820 if you are blind). If you exceed this limit, you're not eligible.
- Your impairment must cause severe limitation to your ability to work and be expected to last at least 12 months or result in your death.
- The Social Security Administration (SSA) must be able to contact you regarding your application over the matters. Make sure you are accessible
- If you fail to release your medical records, or the SSA asks you to undergo a "consultative examination" conducted by an SSA doctor - e.g., you don't have a regular physician or your medical records may be incomplete - and you refuse, your application will be dismissed.
- Failing to carry out prescribed therapies ordered by your doctor can cost you, although there are a few legitimate exceptions.
- SSD benefits will be denied if alcoholism, drug addiction, or self-inflicted abuse is a contributing factor to your disability.
- If your disability arose while committing a crime, you will not be eligible for SSD benefits. If you were injured while in prison, you may be eligible for benefits after your release.
- If fraud and/or dishonesty is discovered on your application, well... need we say more?
If you are applying for SSD benefits, or you've already had your initial application rejected (there is an appeals process), call The Law Office of William J. Luse (843-839-4795) to protect your rights!