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Five Common Questions From Accident Vicitm's

Will I Get A Rental Car?
In most cases, the insurance company for the at fault driver whom hit you will not provide you with a rental car while your vehicle is being repaired. However, if you have this benefit on your own policy, your insurance company will provide a rental car for a limited time while your car is being repaired.

Will The Insurance Company For The Person Who Caused 
My Accident Pay My Medical Bills Before I Settle The Case?
The insurance company for the other person will almost never agree to pay any claims related to your personal injury claim “piecemeal.” Basically the insurance company looks at your medical bills as part of your total claim and they want to settle the claim all at once. Hopefully, you have medical insurance coverage or medical payments coverage on your own insurance policy to pay your medical bills. If not, you will need to make arrangements with the medical providers to halt collection efforts until you can get your claim settled. Some providers are willing to do so and some are not.


Will My Insurance Rates Go Up If I File A Claim?
In general, insurance rates and risks are based on an individual’s driving record. Your rates usually will only go up for accidents in which you were at fault. Rates are based partially on the amount of risk you pose so if you have accidents where you were at fault, then your risk increases and your rates will likely go up.

If The Other Person Has No Insurance Can I Still Sue?
Yes you can sue the party who was at fault. Even if this person has no insurance, your claim is still against the other person. However, if they have insurance then the insurance company will defend the claim and pay out any settlement or judgment up to the policy limits. Many times, if a person does not have any insurance coverage it is because they have no assets to protect in the event of a lawsuit. If the person has not assets or income, it may not be economically feasible to pursue the claim against the individual. In addition, if you do sue the individual and get a judgment, the person could file bankruptcy and never have to pay the claim. There are always some exceptions to this general rule, but usually it is not economically feasible to pursue individuals without insurance to cover the claim.

How Much Is My Case Worth?
This obviously always depends on the facts and circumstances of the case. It is often difficult to evaluate a claim until you have been released by all of your treating doctors, physical therapists or other health care providers. There are many factors that go into a fair and proper evaluation of a case. Some of those factors are: amount of medical bills, lost wages, permanent disability rating, extent of injury, prior misconduct by the defendant, etc. All of these factors and others should be taken into account when evaluation a claim.


Find out more at MyrtleBeachCriminalLawyer.com

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