Skip to main content

Five Common Questions From Accident Vicitm's

Will I Get A Rental Car?
In most cases, the insurance company for the at fault driver whom hit you will not provide you with a rental car while your vehicle is being repaired. However, if you have this benefit on your own policy, your insurance company will provide a rental car for a limited time while your car is being repaired.

Will The Insurance Company For The Person Who Caused 
My Accident Pay My Medical Bills Before I Settle The Case?
The insurance company for the other person will almost never agree to pay any claims related to your personal injury claim “piecemeal.” Basically the insurance company looks at your medical bills as part of your total claim and they want to settle the claim all at once. Hopefully, you have medical insurance coverage or medical payments coverage on your own insurance policy to pay your medical bills. If not, you will need to make arrangements with the medical providers to halt collection efforts until you can get your claim settled. Some providers are willing to do so and some are not.

Will My Insurance Rates Go Up If I File A Claim?
In general, insurance rates and risks are based on an individual’s driving record. Your rates usually will only go up for accidents in which you were at fault. Rates are based partially on the amount of risk you pose so if you have accidents where you were at fault, then your risk increases and your rates will likely go up.

If The Other Person Has No Insurance Can I Still Sue?
Yes you can sue the party who was at fault. Even if this person has no insurance, your claim is still against the other person. However, if they have insurance then the insurance company will defend the claim and pay out any settlement or judgment up to the policy limits. Many times, if a person does not have any insurance coverage it is because they have no assets to protect in the event of a lawsuit. If the person has not assets or income, it may not be economically feasible to pursue the claim against the individual. In addition, if you do sue the individual and get a judgment, the person could file bankruptcy and never have to pay the claim. There are always some exceptions to this general rule, but usually it is not economically feasible to pursue individuals without insurance to cover the claim.

How Much Is My Case Worth?
This obviously always depends on the facts and circumstances of the case. It is often difficult to evaluate a claim until you have been released by all of your treating doctors, physical therapists or other health care providers. There are many factors that go into a fair and proper evaluation of a case. Some of those factors are: amount of medical bills, lost wages, permanent disability rating, extent of injury, prior misconduct by the defendant, etc. All of these factors and others should be taken into account when evaluation a claim.

Find out more at


Popular posts from this blog

Your Rights When You're Pulled Over for a Supected DUI

Fact is, most people don't even know their rights if they're pulled over! Here's a quick list of the most important rights you need to know and how the conversation may go if you are pulled over:

"Do you know why I pulled you over?" It's typically the first thing you'll hear. It's also deliberately designed to get you to admit to certain behavior. Be polite and simply ask, "Why do you ask?" and then wait for a response. Do not comment. That phrase "anything you say can and will be used against you in a court of law" is truer than you'll ever know, trust us.

"Have you had anything to drink tonight?" If you truthfully have had nothing to drink that night, say, "No." If you've had something to drink, you don't have to share that information! Telling the officer that you've been drinking will be evidence used against you. Instead, say, "I have no statement to make." While it may seem unnatura…

Questioned by the Police? - Don't Forget Your Rights

One of the special things about our country's criminal justice system is that if you are suspected or accused of committing a crime, you have certain fundamental rights. Unfortunately though, many people aren't aware of their rights, or, in the head of the moment, they forget about those rights.

For instance, citizens who find themselves being questioned and in police custody may not even be aware that they have a basic fundamental right to have an attorney present any time they are being questioned by any branch of law enforcement.

Truth is, having an attorney present if you are being quested is vitally important.

Why is that?

For one thing, an experienced criminal defense attorney can help you from incriminating yourself, can make sure that you don't answer questions that are designed to trick you, and can keep officers from asking the same question over and over again. Bottom line - having a criminal defense attorney on your side can help make sure that you don't ma…

Auto Accidents and Traumatic Brain Injuries

Traumatic brain injuries (TBI) are responsible for the deaths of approximately 50,000 Americans each year and the hospitalizations of roughly 230,000 more. Many more victims go undiagnosed.

Auto accidents are one of the leading causes of TBI. Most TBI's are closed head injuries, which means that trauma sets the brain in motion inside the skull. The brain gets slammed against the interior surface of the skull, resulting in contusions and swelling. 
Trauma can also initiate rotational forces that twist and stretch the brain, which can damage axons. Brain neurons send messages via electrical impulses; axons are the carriers of these impulses. When axons are damaged, brain function is diminished. 
A condition called diffuse axonal injury (DAI) occurs on a cellular level and leaves blood vessels and major brain structures intact. This type of damage cannot be detected by MRIs or CT scans, making DAI vastly under diagnosed and under treated. 
Brain injuries are unlike injuries to other …